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Special New Home Savings! 

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Ivey Homes works with local lenders who offer great programs to help buyers save on interest rates and more!

May 27, 2024

Lender Offers for Ivey Buyers

Ivey Homes works with local lenders who offer great programs to help buyers save on interest rates and more!

Take Advantage of Programs Designed for You

Ivey Homes has compiled a list of some of the best offers available today to help you save on your new home loan. Read below to see what offers fit your needs and long-term goals.

Ivey Homes and Bank South offer special savings for new home buyers

Ivey Partnership with BankSouth


Who Offers It: 

Ivey Homes & BankSouth

Benefits:

  • 1% of loan amount towards closing costs OR interest rate buydown from BankSouth
  • An additional .5% from Ivey Homes


Requirements/Qualification:


Loan Officer Contact Information:

Sharon Simons | 706-825-9477

How to Apply:

Apply online

Contact Ivey Community Sales Agent for Home Details: 706-840-8573

Guild Mortgage offers a special payment protection program for buyers concerned about today's interest rates.

Payment Protection

Who Offers It: 

Guild Mortgage

Benefits:

  • Buyers purchase new home at today's rates. When rates drop, can refinance to lower payment.
  • Guild will waive lender fees on the refinance
  • Could use on any Ivey quick move-in home


Requirements/Qualification:

  • See lender for more information


Loan Officer Contact Information:

John Lindberg
706.726.7726
john.lindberg@guildmortgage.net

How to Apply:

www.guildmortage.com/johnlindberg

Guild Mortgage offers Ivey Homes new home buyers a builder rate lock program to help take the sting out of today's higher rates.

Builder Extended Rate Lock

Who Offers It: 

Guild Mortgage

Benefits:

  • Up to 360 days rate lock
  • One time float down option:
    • Can float down to current market between 15-30 days prior to closing with full loan approval if rates lower
  • Program fee gets applied to closing costs (see below)
  • Applies to a wide range of loan types (see below)
  • Great for those looking to select their own home site and build an Ivey home


Requirements/Qualification:

  • Upfront lock-in fee extends lock period for new construction purchases
    •  Fee applies towards closing costs at time of closing
  • Financing options that pair with this offer: 
    • Conventional, FHA, VA, and USDA loans
    • Available on primary, secondary homes and investment properties


Loan Officer Contact Information:

John Lindberg
706.726.7726
john.lindberg@guildmortgage.net

How to Apply:

www.guildmortage.com/johnlindberg

Guild Mortgage offers veterans a great program to save on a new home in Georgia.

5% Interest Rate: GA Dream Veterans Assistance Peach Select

Who Offers It: 

Guild Mortgage

Benefits:

  • Competitive interest rate first mortgage
  • Can be combined w/ other local down payment assistance programs
  • Borrower only needs to contribute minimum of $500


Requirements/Qualification:

  • Available only on Georgia homes (a great offer for Caroleton townhome buyers!)
  • Available to qualified veterans:
    • Minimum 640 credit score
    • Must be first-time homebuyer (unless purchasing in targeted area; see lender)
    • Income and purchase limits apply (see lender)
    • Homebuyer education component required


Loan Officer Contact Information:

John Lindberg
706.726.7726
john.lindberg@guildmortgage.net

How to Apply:

www.guildmortage.com/johnlindberg

Disclaimer: All loan types and programs require buyer to qualify for mortgage loan per individual lender guidelines. Lender guidelines, program requirements and rates are subject to change without notice. Ivey Homes incentives and home prices subject to change.

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