Let’s be honest. Buying a home right now feels tricky. Prices are up, rates have been all over the place, and the headlines aren’t exactly calming anyone down. That’s exactly why Ivey Homes is stepping in with something real:

A 5.5% interest rate on all homes that close by August 29, 2025 when you finance with John Lindberg at Guild Mortgage. This isn’t just a nice number. That rate can have a massive impact on what you pay every single month. Here’s how.

When you’re shopping for a new construction home in Grovetown or North Augusta, most people focus on the price tag. But what really matters is the monthly payment, and your interest rate is a huge part of that.

Take a $350,000 home, for example. Here’s the difference between two rates:

-At 5.5%, your monthly principal and interest payment is about $1,987

-At 6.82%, that same payment jumps to about $2,290

That’s a difference of $303 every single month. Over 5 years, that adds up to $18,180 in savings. Over the life of the loan, it’s more than $109,000 in total interest saved.

This is what real affordability looks like. Lower rate, lower payment, more control over your budget.

Mortgage rates are unpredictable. Waiting for them to drop again isn’t a strategy. But locking in a 5.5% rate today? That’s a smart move that gives you real peace of mind.

You’ll know exactly what your payment will be. You can stop worrying about what’s happening in the market. And you’ll get more house for the same monthly budget.

With a lower rate, your buying power increases. That means you can shop a little higher without pushing your payment too far.

Maybe it’s the plan with the home office. Maybe it’s the guest bedroom you’ve been wanting. Maybe it’s a bigger backyard or a better kitchen

A lower rate gives you flexibility to make those upgrades without stretching yourself too thin.

This offer is exclusive to Ivey Homes and available only when you finance with John Lindberg at Guild Mortgage. It applies to any new home that closes by August 29, 2025.

If you’ve been on the fence, this is your signal to act. The rate matters. The timing matters. And you’ve got options right now.

Not sure where to start? We’re here to break it down. No pressure, just clear answers.

Call or text our Online Sales Team at 706-840-8573
Browse move-in ready homes at www.iveyhomes.com/homes

Ivey Homes is a leading new home builder in Evans, Grovetown and Augusta, GA, and North Augusta, SC, with townhome and single-family home pricing ranging from the $220,000’s to mid $500,000’s. For more information about living in or building a new home in Columbia County, Aiken County, or Edgefield County, visit iveyhomes.com! Connect with us on our Facebook page and Text: IVEY to 77848 for convenient updates.