Are you dreaming of owning a new home now, but hesitating due to the current high mortgage interest rates? If you're thinking about postponing your home purchase, it might be time to reconsider. Now may be the perfect time to take the leap and invest in your future home. Here are a few things to consider.

Buyer Demand is High: The Augusta River Region has a very price and rate-sensitive real estate market. Many homebuyers are "sitting on the fence" waiting for rates to drop. With a shortage of available homes and a growing number of buyers who are waiting, the better time to buy is now before the fence sitters come flooding back to the market. Yes, the interest rates are a factor today, but experts say, they will begin to improve and there are refinancing and float-down options from the lenders to help bridge the gap.

Incentives Are Bigger Now: When the rates begin to improve and there are more buyers in the market, builders and sellers will begin to pull back the large incentives you are seeing today and the demand can potentially increase prices., economics 101. Another reason buying now may be the better option. 

Start Building Equity Now: When you purchase a home, you're not just investing in a place to live; you're also building wealth over time. Waiting to buy means delaying the growth of your home's value. The sooner you start, the sooner you'll see your investment appreciate.

Tax Benefits: Homeownership offers various tax benefits that can help you save money. These include deductions for mortgage interest, property taxes, and more. Buying now allows you to take advantage of these financial perks sooner rather than later.

Predictable Monthly Payments: Renting may seem like a more affordable option, but the truth is that rental prices can increase unpredictably. By purchasing a home with a fixed-rate mortgage, you'll have stable and predictable monthly payments, giving you greater financial security.

Ivey has just rolled out a new Buyer Incentive for Crawford Creek and Tillery Park homes that close by year-end. This is a huge opportunity for homebuyers to take advantage of the market NOW, don't sit and wait until all the buyers are back in the market and this incentive is potentially gone or lessened. 

New Incentive:

• $8500 Closing Cost or Interest Rate Buy Down 
• Free Fridge and Blinds
• Homes must close by 12/31/2023
• Incentive available only on new contracts as of 11/3/23

The Ivey team is ready to help you buy now! To start your search with our help, please Contact Us Online or call 706-840-8573 to get started!

Search Crawford Creek Homes

Search Tillery Park Homes

Ivey Homes is a leading new home builder in Evans, Grovetown, Augusta, GA, and North Augusta, SC, with townhome and single-family home pricing ranging from the $215,000’s to mid $500,000’s. For more information about living in or building a new home in Columbia County, Richmond County, Aiken County, or Edgefield County, visit iveyhomes.com! Connect with us on our Facebook page and Text: IVEY to 77848 for convenient updates.