Bringing Homeownership Within Reach. Take Advantage of Programs That Work for You!

If you've been thinking about buying a new home, now is the perfect time to make your move with Ivey Homes. Between our limited-time buyer incentives and valuable state housing programs in Georgia and South Carolina, homeownership is more attainable than ever.  

Extra Savings On Inventory Homes 

For a limited time, Ivey Homes is offering an additional 2% of the sales price on select inventory homes that close by November 30th, 2025. These homes are move-in ready and waiting for you! Take advantage of this exclusive offer and enjoy even more savings on your new Ivey home.

Explore State Housing Programs

Both Georgia and South Carolina are offering programs that make homeownership more accessible, with interest rates as low as 4.875% and down payment assistance options available. 

South Carolina Housing Program Highlights: 

• Interest Rates:
  • 4.875% on FHA, VA, and USDA loans (no down payment assistance)
  • 6% with $10,000 down payment assistance for closing costs or your down payment
• Eligibility Notes:
  • No first-time homebuyer requirement in Edgefield County
  • In Aiken County, first-time homebuyer status is required (waived for veterans)
• Income and Purchase Price Limits: 
  • Up to $108,600 income in Edgefield County and $90,500 in Aiken County
  • Homes up to $450,000 qualify 

Check out our South Carolina communities now- they are filling up fast!

Georgia Housing Program Highlights: 

• Interest Rates:
  • 4.875% for veterans (no down payment assistance)
  • 5.875% with $10,000 down payment assistance 
  • 6.375% under the expanded program (higher income limits)
• Special Programs: 
  • Protectors, Educators, Nurses (PEN): Receive up to 6% of the purchase price (max $12,500) in assistance
• Eligibility: 
  • First-time homebuyer requirement (no ownership in last 3 years), except for VA buyers 
  • Expanded program allows higher income limits
• Income & Purchase Price Limits
  • Standard: $98,400 income cap, $400,000 purchase price
  • Expanded: $147,600 income cap with a higher rate.

Check out our Georgia communities for home-hunting inspiration!

Talk to a Lender Today

Every buyer's situation is unique, and these programs offer a range of flexible options based on your income, location, and loan type. The best way to find out how you can benefit is to speak with an approved lender who can guide you through the details and help you get started. 

Don't Wait! Make Your Move Today! 

Between our 2% incentive and these state housing programs, there's never been a better time to buy your Ivey home. Visit one of our communities or connect with our sales team today to explore available homes and take advantage of these limited-time opportunities.

Contact us today to schedule a tour or connect with a preferred lender.

Disclaimer: All loan types and programs require buyer to qualify for mortgage loan per individual lender guidelines. Lender guidelines, program requirements and rates are subject to change without notice. Ivey Homes incentives and home prices subject to change.

Ivey Homes is a leading new home builder in Evans, Grovetown, Augusta, GA, and North Augusta, SC, with townhome and single-family home pricing ranging from the $215,000’s to mid $500,000’s. For more information about living in or building a new home in Columbia County, Richmond County, Aiken County, or Edgefield County, visit iveyhomes.com! 

Connect with Ivey Homes on our Facebook page and Text: IVEY to 77848 for convenient updates.