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Worried about interest rates while shopping for a new home?

Categories: Available Homes, Blog, Home Ownership, News, Purchasing a New Home | Posted: April 14, 2022

Ivey Homes, interest rates, shop and lock, approved lenders, new homes

 

 

 

 

 

 

 

 

 

We’ve arrived at a time when the worry of rising interest rates while shopping for a new home is a reality. Pair this with an already competitive real estate market and it can make the joy of finding a new home a little less than. Did you know that many Ivey approved lenders are offering rate lock programs, also called lock-and-shop? Sounds fun, right?

How does a rate lock work?

In many cases, the lender will quote a homebuyer a rate that is a little higher than the market rate for a period of time, typically 60-120 days. Once the home buyer finds a home the lender will “float down” the rate to the current market rate. This program allows the buyers to shop for a home, knowing they are protected with a certain interest rate. If the market rates worsen, then the buyer is ok, and if the rates improve they will get the “float down option.”

This is a very simple explanation, but hopefully, it gives you some peace of mind while shopping for a new home. Ivey’s approved lenders are working closely with our home buyers to secure the best rates for their new homes. If you are interested in speaking to one of them, please contact us and we will gladly make an introduction.

Introducing the Ivey Elite Homebuyer Program

We are very excited to offer a program that directly helps our homebuyers. The Ivey Elite Homebuyer Program is designed to eliminate some of the worries that come with a new home purchase and move. This unique program is designed to take the worry out of making a move, whether relocating from across town or across the country. Eligible homebuyers received a wide range of savings and fun benefits!* Find out if you qualify – Contact Us

Program Benefits

  • Cash Back Reward
  • Ivey paid home inspection by a third party
  • A monetary daily per diem if Ivey misses the closing date
  • Personal Homebuying Concierge with Direct Concierge Phone Number
  • Signature Closing Gift
  • Exclusive Elite Perks
  • Special text group for quick communication
  • Program Referral Program

*To be eligible for the Ivey Elite Program a homebuyer must work directly with a dedicated Ivey sales associate and not an outside agent or Realtor.

SEARCH AVAILABLE HOMES

 

Ivey Homes is a leading new home builder in Evans, Grovetown and Augusta, GA, and North Augusta, SC, with townhome and single-family home pricing ranging from the $220,000’s to mid $400,000’s. For more information about living in or building a new home in Columbia County, Richmond County, or Edgefield County, visit iveyhomes.com! Connect with us on our Facebook page and Text: IVEY to 77848 for convenient updates.

April Caroleton Incentive!

Categories: Available Homes, New Homes in Grovetown | Posted: April 7, 2022

Extra! Extra! We’ve got a steal of an incentive on the Caroleton Townhomes! For the month of April, receive a year’s paid HOA fee and FREE blinds on all Caroleton Townhome contracts signed this month!* That’s more than $2,100 in savings! On top of all that, as always, Ivey Homes offers a Your Home, Your Way credit that can be used on additional home upgrades or closing costs. Hurry! This offer is only available for the month of April. Schedule an appointment to meet with our Caroleton Sales Team today! Click here to contact us for an appointment.

 

*Offer only available to buyers who use Ivey Homes’ preferred lender, Regions. 

 

Ivey Homes is a leading new home builder in Evans, Grovetown and Augusta, GA, and North Augusta, SC, with townhome and single-family home pricing ranging from the $220,000’s to mid $400,000’s. For more information about living in or building a new home in Columbia County, Richmond County, or Edgefield County, visit iveyhomes.com! Connect with us on our Facebook page and Text: IVEY to 77848 for convenient updates.

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