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Is the market up? Is it down? How do I make heads or tails?

Categories: Uncategorized | Posted: January 18, 2012

Good question. It all depends on what set of numbers you look at. New construction sales are down 11% in Richmond and Columbia counties since 2004. However, if you drill down further you’ll see that Columbia County new home sales are actually up 8% over that same period of time.

So Columbia County is booming right? Not exactly, sales of existing homes is down 30% in the two counties, with Columbia County down 33%.

Huh? How can that be. This is where it gets interesting:
1. The price of materials and labor decreased with the housing recession. This enabled home builders to bring their pricing down. This gave new homes a competitive advantage over used homes.
2. We’ve had our share of foreclosures and short sales, but not as dramatic as other parts of the country. Helping to keep pricing high enough for new construction to still make sense.
3. Fort Gordon and the medical community stabilized our employment base. While our unemployment rate is higher than we’d like, we saw some jobs come into our area.

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How to Select the Right Home for You

Categories: Uncategorized | Posted: September 22, 2011

Selecting a home is a delicate balance between wants, needs and budget. The first step in selecting a home is determining your budget. The surest way to know how much you are qualified for is to meet with one of our preferred lenders. You can also start with our mortgage calculator to determine your payments based on sales price, down payment and estimated taxes and insurance.

Once you have your budget determined it is time to shop for your new home. You’ll have to make decisions on:

1) Brand New vs. Used. Some of the benefits to buying a brand new home are:

a.  Warranty
b. More Energy Efficient
c. Contemporary Floor Plan
d. Personalization, and
e. No one else’s toe nails in the carpet.

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